The Strategic for Credit Card Approval

Now all Banks have their own criteria to approve credit card. The decision to approve the credit card application is based on the credit evaluation process and internal credit policies of the credit card issuers.The guideline specifies the minimum age requirement of at least 21 years old. The criteria would include assessment on the applicant’s financial capability, credit history, current financial conduct and source of income for repayment. Banking institutions will assess whether the applicant meets the criteria for considering an application.